DISCLAIMER AND TERMS AND CONDITIONS OF USE

1. Ownership of Website

The website (hereinafter referred to as the "Website") belongs to FE fundinfo (Switzerland) AG (hereinafter referred to as "fundinfo"), a company based in Switzerland.

2. The Website

The purpose of the Website is to make available fund information like static data, dynamic data, fund documents etc. to business partners only. Business partners might be fund providers, fund distributors, service providers and fund platforms. Fund information refers to the large number of attributes used to describe an investment fund. Such information includes, but is not limited to Fund Group Name, Umbrella Name, Fund Name, Fund Currency, ISIN, Fund Manager, Fund Domicile, Fund Prices and Performances as well as Fund Documents like Monthly Factsheets, Annual Reports, Prospectus, KIIDs etc.. The Website also makes available cost breakdown and target market data to assist providers in meeting their legal obligations.

3. Digital-Advisor

Digital-Advisor website is a component of the Website and is strictly intended only for professional investors, in accordance with the MiFID definition. Digital-Advisor may only be used in such a way that no distribution activity results from it according to the definition in the respective country/countries, unless the user has the regulatory authorization to do so. If a registered user accesses Digital-Advisor without his access being expressly designated by fundinfo merely as a test or demo access, he tacitly agrees that his company may be named as a user of the Digital-Advisor in marketing communications of fundinfo. If a user gains access not only to his own funds but to a broader universe, he may only do so in the function of investor or advisor to an investor and under no circumstances as a manufacturer of funds or in comparable functions. By registering, the user agrees to be contacted with educational content in the future in order to support efficient and appropriate use of the Digital-Advisor.

4. Accuracy and Currency of Information

Although fundinfo takes all reasonable care to ensure that the information on the Website is correct at the time of publication, it makes no representation or warranty (including liability towards third parties), express or implied, regarding the correctness, reliability or completeness of the information provided. fundinfo shall not be obliged to remove any outdated information from the Website or to expressly mark it as being outdated. The information provided on the Website may be modified at any time without prior notice. The posting of any information on the Website should not be understood to imply that there has not been any change in the affairs since the date on which the information was filed with the relevant regulatory authority or published or that the information is accurate at any time subsequent to the date on which it was published. By accessing the Website or using any information provided on this Website (for personal use or for third parties), you signify your agreement to this Disclaimer and Terms and Conditions of Use.

5. Updates to Disclaimer and Terms and Conditions of Use

This Disclaimer and Terms and Conditions of Use may be updated at any time. Therefore, fundinfo advises you to read through this Disclaimer and Terms and Conditions of Use regularly to ensure that you are informed of any changes. The date on which this Disclaimer and Terms and Conditions of Use was last updated is given below.

6. Use of the Website

Subject to this Disclaimer and Terms and Conditions of Use, you may not:

7. No advice offered by fundinfo.com

Nothing contained on the Website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the Website content. The Website is for informational purposes only. Investments in any of the investment instruments described on the fundinfo website should only be made after carefully studying the corresponding fund prospectus, regulations and annual or half-yearly report including all the legal information therein. You should obtain advice from a qualified expert before making any investment decision.

8. Information not tailored

The service offered by the Website provides information to Business partners such as fund providers, fund distributors, service providers and fund platforms etc. The information contained on the Website has not been tailored to any unique characteristics of the provider and is in no way designed to take into account the provider’s individual circumstances, such as user location, appropriate licences and, as a result, such information may be unsuitable for you. It is your responsibility (and not fundinfo’s) to have appropriate agreements in place with the asset managers or other entities whose data are made available on the Website. In addition, you solely are responsible (and not fundinfo) for the use you make of the content you access on the Website.

9. No offer/inducement

No information published on the Website constitutes an offer, a request or a recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal act whatsoever.

10. Past performance is not a guide to future returns

The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. Therefore, good performance in the past does not guarantee good performance in the future. Investments in foreign currencies may also lose value as a result of changes in currency exchange rates and are therefore subject to greater risk. Therefore, fundinfo cannot guarantee that any capital invested will maintain its value or increase in value.

11. No responsibility for links

Some links on the Website lead to third-party websites, which are completely beyond the control of fundinfo. Accordingly, fundinfo does not assume any responsibility for the accuracy, completeness or legality of the contents of such websites, or for any offers and services contained.

12. Copyright

The entire content of the Website is subject to copyright with all rights reserved by fundinfo, by its data providers or fund providers. You may save or print out a hard copy of individual pages and/or sections of the Website provided that you do not remove any copyright notices or any other legally protected proprietary notices. By saving or otherwise copying any data on the Website, you agree to be bound by this disclaimer and terms and conditions of use. All copyrights and rights of ownership shall remain with fundinfo, with its data providers or funds providers.

13. No links to the Website

You may not link to the Website without the prior written permission of fundinfo.

14. Trademarks

Nothing on the Website shall be construed as granting any licence or right to use any image, registered trademark, logo or software. Downloading or copying of the Website or of parts thereof shall not transfer any title to you. fundinfo, the different data providers or the fund providers supplying fund information, data or documents reserve all rights (in particular with respect to copyrights and trademark ownership) to all material on the Website and will enforce their rights to the full extent of the law.

15. Directors’ Interests

fundinfo and/or its boards of directors, executive management and employees may have or have had interests in the listed investment instruments or have or have had positions in the relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided other services to or serve or have served as directors of relevant fund providers or companies.

16. Legality of Publication of the information on the Website

The Website contains information and documents regarding numerous investment funds and is not directed to any person in any jurisdiction where (by reason of that person's nationality, tax residence or otherwise) the publication or availability of the fundinfo Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Website.

17. Legality of the Distribution of Funds

Fund information and documents are provided either by fundinfo, by the different data providers or by the fund providers themselves. If the information and documents are published on the Website by fundinfo, then fundinfo will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. fundinfo cannot be held liable for incorrect information regarding distribution licences. If the information and documents are uploaded to the Website directly by the fund providers, the fund providers shall be responsible for specifying the correct distribution licences.

18. Limitation of liability arising from use of fund documents or Website

Fund documents and information are published on the Website either by fundinfo, by its data providers or by the various fund providers directly. Under no circumstances shall fundinfo, its data providers or fund providers be held liable for any direct, indirect or consequential damages or losses resulting from use of the fund documents or information, from access to the Website or from links to third-party Websites.

19. Viruses

Furthermore, fundinfo disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, fundinfo expressly draws attention to the risk of viruses and the possibility of targeted attacks by hackers. In order to combat viruses, trojans, worms and other malware it is recommended that the most recent browser versions be used and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided.

20. Availability of the Website

fundinfo may suspend the operation of the Website at any time without notice. fundinfo does not warrant that access to or use of the Website or of any sites or pages linked to it will be uninterrupted or error free.

21. Changes to form and content of the Website

fundinfo may change the format and content of the Website at its sole discretion at any time without notice. You should refresh your browser each time you visit the Website to ensure that you access the most up-to-date version of the Website and any information appearing on it.

22. Fund Ratings

Fund ratings by various rating agencies are published on specific fundinfo websites. The copyright for these fund ratings rests with the rating agency that published them. You may not copy, reproduce, repackage, further transmit, transfer, disseminate, redistribute or sell, or store, in whole or in part, in any form or manner or by any means whatsoever, any of the fund ratings. You should exercise caution in the use of fund ratings. Your individual circumstances have not been considered by the rating agencies in preparing the fund ratings. Therefore, fund ratings should never be considered a recommendation to buy, hold or sell a particular investment instrument. Neither the rating agencies nor fundinfo warrant that the fund ratings published on fundinfo.com are up to date, correct or complete. fundinfo and the rating agencies whose fund ratings are published on the Website hereby expressly exclude any liability for any direct or indirect damages, costs or losses you may suffer as a result of using fund ratings.

23. MSCI ESG Data

MSCI ESG Research Inc.’s ("MSCI ESG") Fund Metrics products (the "Information") provide environmental, social and governance data with respect to underlying securities within more than 23,000 multi-asset class Mutual Funds and ETFs globally. MSCI ESG is a Registered Investment Adviser under the Investment Advisers Act of 1940. MSCI ESG materials have not been submitted to, nor received approval from, the US SEC or any other regulatory body. None of the Information constitutes an offer to buy or sell, or a promotion or recommendation of, any security, financial instrument or product or trading strategy, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. None of the Information can be used to determine which securities to buy or sell or when to buy or sell them. The Information is provided "as is" and the user of the Information assumes the entire risk of any use it may make or permit to be made of the Information.

24. No contract

No contract between you and fundinfo shall arise out of your use of the Website and fundinfo shall not have any contractual or quasi-contractual liability to you.

25. Governing Law

This Disclaimer and Terms and Conditions of Use shall be governed and interpreted in accordance with the laws of the Swiss Confederation, and you consent to the exclusive jurisdiction of the Swiss Courts.

26. Severability

If any provision of this disclaimer and terms and conditions of use is found to be unenforceable, that finding will not affect the validity of any other provision.

This Disclaimer and Terms and Conditions of use was last updated on 31st October 2019